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All Home Comfort via
approved local lenders, offers Energy Loans with preferred interest rates in
conjunction with the
Energy
Upgrade California™ in Los Angeles program.
The
program offers property owners utility incentives and preferred
financing options on eligible residential energy efficiency,
insulation, heating, cooling and solar projects.
Energy Upgrade California in LA offers property
owners a preferred interest rate on eligible residential energy
efficiency and solar projects. The loans are offered by a
private lender and leverage public funds to deliver an interest
rate that is often lower than other loan options.
Be sure to talk with
All Home Comfort
to make sure that you qualify for utility incentives.
To learn more about program details and available
incentives, contact
All Home Comfort at 800-708-4828 ext 80
Available Loans include:
Unsecured Energy Loan
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Rate of 6.99% APR for up to five years and 8.99% APR for up to
10 years*
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Loan amounts from $2,500-$15,000
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Approval within one business day
Secured Energy Loan**
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Rate of 4.99% APR for five years, 5.99% APR for ten years, and
6.99% APR for 15 years*
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No cost loan
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Up to 80% LTV
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Loan amounts from $15,000-$50,000
Energy
Efficiency Mortgages (EEMs)
Energy Efficiency Mortgages (EEMs)
are enhancements to existing mortgages offered by government
sponsored entities, such as Fannie Mae, the Federal Housing
Agency, and the Veteran’s Administration, that give credit to a
home’s energy efficient projects in the mortgage. EEMs give
borrowers the opportunity to finance cost-effective,
energy-saving measures as part of a first mortgage and stretch
debt-to-income qualifying ratios on loans thereby allowing
borrowers to qualify for a larger loan amount and a better, more
energy-efficient home. The amount you can borrow on any mortgage
is based on factors such as income, outstanding debts, the value
of your home, and credit history. The EEM enhanced amount is
based on the projected savings in utility costs once the
qualified energy efficient projects are installed. These savings
must offset any increase in mortgage payments attributable to
the enhanced amount. The maximum amounts allowed by lenders may
vary for energy efficiency projects.
- Eligible Upgrades:
Qualified energy efficiency improvements only
- Interest Rates: Varies by lender,
product and term
- Max Payment
Terms: Up to 30-year fixed or variable
Home Equity
Lines of Credit (HELOCs) and Home Equity Loan (HELs)
HELOCs are forms of revolving
credit in which your home serves as collateral. A HEL is a loan
that has a fixed rate and term and also uses your home as
collateral. The amount you can borrow is based on factors such
as income, outstanding debts, the value of your home, how much
you owe on your mortgage, and credit history.
- Eligible Upgrades: Energy efficiency
and solar improvements
- Interest Rates: Varies by lender and
product
- Payment Terms: 10 to 20 years
- Max Financed:
Varies
How to apply for an Energy Loan:
Contact An
All Home Comfort
Energy Loan Specialist
who can get you on the path to a healthy, safe, comfortable and
more energy efficient home, often times with a less monthly
payment then what you are presently over paying your current
utility provider...
Call us today at:
800-708-4828 Ext 2
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Most Los Angeles County Customers, can
receive
BIG utility company CA$H Incentives for Insulation,
Heating and Cooling, Solar Electric and energy upgrades for a limited time!
Learn More
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